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Understanding Roof Warranties: What’s Covered and What’s Not

It's important to know about the assurance that comes with a new roof prior to making an investment. Roof warranties can provide homeowners with peace of mind, ensuring that their investment is protected against defects, poor workmanship, or unexpected damages. However, not all warranties are created equal, and many homeowners are often surprised by what is not covered. In this guide, we will break down the different types of roof warranties, what they typically cover, and the limitations you should be aware of before committing to a roofing project.


Types of Roof Warranties

Roof warranties generally fall into three main categories:

Manufacturer’s Warranty

Rooftop imperfections in the materials are covered under this kind of warranty. Roofing manufacturers offer warranties that typically range from 10 to 50 years, depending on the material quality. If the shingles, tiles, or metal panels fail due to manufacturing defects, this warranty ensures that the cost of replacement materials is covered.

However, it's important to note that manufacturer warranties only cover defects in the product, not the labor required to install or replace it. That means if an issue arises due to improper installation, you may still have to pay out of pocket.

Workmanship Warranty

The roofing contractor that installs your roof will issue a workmanship warranty. This warranty covers issues that arise due to improper installation techniques, ensuring that any installation errors are corrected at no additional cost to you. The length of workmanship warranties varies, with most lasting between 1 to 10 years.

If you are working with a local roof installation company, always ask about their workmanship warranty. Some contractors offer extended coverage as a sign of confidence in their work, while others may provide only minimal protection.


Extended Manufacturer’s Warrant
Some roofing manufacturers offer extended warranties that cover both materials and workmanship. These warranties often come at an additional cost and usually require that you hire a certified contractor from their approved list. While more expensive, extended warranties provide comprehensive protection and can be beneficial for long-term roof durability.


What’s Typically Covered Under a Roof Warranty?


A standard roofing warranty generally covers the following aspects:

Defective Materials: If the roofing materials fail due to a defect in manufacturing, they will be replaced under the warranty.

Premature Aging or Deterioration:
Some warranties cover premature wear and tear, particularly if the roof was expected to last longer than its current state suggests.

Installation Errors: If your contractor provides a workmanship warranty, it covers errors made during installation, such as improper sealing or misaligned shingles, which can impact the longevity of your roof and its role in protecting your home from the elements.

Wind and Hail Damage (Limited Coverage): Some warranties may cover wind damage up to a specific wind speed or provide limited hail protection. It’s essential to read the fine print, as coverage limitations often apply.


What’s Not Covered in a Roof Warranty?


While warranties provide significant protection, they also have exclusions. Here are common things that roof warranties do not cover:

Improper Maintenance: Roof warranties require regular maintenance to remain valid. If you fail to keep up with maintenance, such as cleaning gutters or inspecting for damage, your warranty may be voided.

Acts of Nature: Most warranties do not cover extreme weather events like hurricanes, tornadoes, or earthquakes. Homeowners typically need separate insurance policies to protect against these types of disasters.

Unauthorized Repairs: If you hire an unapproved contractor to make repairs or modifications to your roof, your warranty could be voided.

Damage from Roof Additions: Installing solar panels, satellite dishes, or skylights without proper authorization may void the warranty if these additions cause damage.

Normal Wear and Tear: Roofs naturally age over time, and warranties typically do not cover general wear and tear beyond the estimated lifespan of the material.

How to Ensure Your Warranty Stays Valid


To maximize your roof warranty coverage, follow these best practices:

Hire a Reputable Contractor—Always choose a professional and certified contractor, like a local roof installation company, to ensure proper installation and compliance with warranty requirements.

Register Your Warranty—Some manufacturers require homeowners to register their warranty after installation. Failing to do so may result in losing coverage.

Schedule Regular Inspections—Annual roof inspections help identify small problems before they turn into major issues. Some warranties require proof of maintenance for claims to be valid.

Keep Records—Maintain all documentation related to your roof installation, including contracts, receipts, and inspection reports.

Follow Manufacturer Guidelines—Cleaning debris, unclogging gutters, and checking for roof replacement signs (such as missing shingles or leaks) can prevent voiding your warranty.


Conclusion

Understanding your roof warranty is crucial for protecting your investment and avoiding unexpected costs. By knowing what’s covered and what’s not, homeowners can make informed decisions about their roofing needs. Always read the terms carefully, perform routine maintenance, and work with experienced professionals to ensure your roof remains in top condition for years to come. If you’re considering a new roof or need warranty guidance, consult a trusted roofing expert to discuss your options.